Need a cash loan online? We solve unexpected money problems quickly and easily. You can apply for an instant loan online with an electronic loan application 24 hours a day, 7 days a year.
Loan and Credit grants credit to borrowers resident in Finland who are over 18 years of age. In addition, the borrower must have a Finnish mobile phone subscription and a bank account to pay off the loan. Credit history must be in order, so the borrower is expected to handle his money exemplarily.
Request a cash loan com and get approved in 3 easy steps
Apply for a cash loan com with an electronic loan application via GreenTouch journey. You can fill in the application online on any smart device (smartphone, tablet, computer) that has a working Internet connection. You can apply for a fast loan 24 hours a day, every day of the year.
Applying for a loan application is quick and easy. The intention is to keep the application as simple as possible so that it is easy to apply for a loan.
- Identify for the loan service with your online banking ID or a mobile certificate. Then fill out the personal and financial information requested in the loan application.
- Verify your income and financial information using Instantor or by downloading an attachment. You can also submit the attachment later. For more information on attachments, see the FAQ section.
- Wait for the loan decision. You will receive an initial credit decision immediately, but the final credit decision will be sent after your loan processor has reviewed your earnings.
- The money will be in your account within minutes of approving your loan application. Most bank accounts transfer money immediately.
Completing a loan application only takes a few minutes and you can get a credit decision as soon as you apply for a quick loan during the opening hours of the loan services.
Express loan 100–300 dollars free of charge
Loan and Credit Free is a $ 100-300 free loan. It is a one-time loan that is completely free and interest-free. The free instant loan is granted for a 14-day loan period. The nipple will then be repaid within two weeks. For example, when you borrow $ 300, you pay back the same $ 300 – no cost or interest!
If the loan cannot be repaid within two weeks, the overdue instant loan will be converted into a traditional instant loan, which will be repaid within one year. During the loan period, the quick loan also accrues interest. The nominal interest rate is 28.6% and the effective annual interest rate under the Consumer Protection Act is 48.9%.
The instant loan will be repaid within 12 months in six monthly installments. So every two months there is a down payment, which makes repayment easier. The accrued interest on the loan will be paid without exception in the last monthly installment.
Loan and Credit Consumers is smartest to apply for just before payday. This will ensure that the instant loan will be paid on time and will remain free of costs.
Flexible instant loan of 300 dollars
Loan and Credit Flexibility Loan is a flexible loan of USD 100-3000. It is a credit account that like a credit card is for the borrower’s use. You can withdraw from your account in the event of a sudden expense or raise your credit for a thoughtful purchase.
Applying for a Flexible Credit will give you a credit line of $ 2,000 to $ 3,000. Within this credit line, you can withdraw as often as you like. The amount of individual withdrawal is not specified, but you can withdraw according to your needs. You can raise $ 150 to set off an overdue electricity bill or $ 1,200 to pay off your dream vacation.
Open credit accounts can be withdrawn 24 hours a day, 7 days a year. If an acute attack surprises you in the middle of the night on Christmas Eve, you will receive money in your account instantly – even in the middle of the night! This is why Flexicurity is a great loan product that you can apply for, for example, as an emergency. Applying for and opening a Flexible Loan does not only increase the interest when granting but only accrues on the drawn loan.
The loan is repaid in monthly installments, the amount of which depends largely on the amount of credit drawn. However, the individual monthly installments shall not exceed USD 220. You can also pay off your Flex Credit in one lump sum, which will give you full Flex Credit again.